WEALTHI FINANCE
Personalised Mortgage Services
We work for you not a bank
Personalised Mortgage Services
We work for you not a bank
Services
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Home & Investment Lending
Unlock Your First Home or Investment Success!
Discover the path to your first home or investment property with us, your trusted Australian mortgage broker. Here's why you should choose us:
- Tailored Solutions: We specialise in creating personalized solutions for first-time buyers and investors, ensuring your unique goals are met.
- Extensive Lender Network: Access a diverse range of loan options with competitive rates, thanks to our strong relationships with various banks and financial institutions.
- Expert Guidance: Navigate the intricate process of property ownership confidently with our experienced team providing expert advice at every step.
How We Assist You:
- Financial Insight: Gain a clear understanding of your financial capacity and budget to make informed decisions.
- Incentive Maximization: If you're a first home buyer, we'll guide you through maximizing government incentives and grants.
- Strategic Investments: For investors, we help you build and expand your property portfolio with smart financing and growth strategies.
Ready to take the first step? Contact us for a personalised consultation and let's turn your property dreams into reality.
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Home Loan Refinances
Unlock the Power of Your Home Equity with Hassle-Free Refinancing!
If you currently have a Home Loan and are considering leveraging your property's equity for investment, renovation, or debt consolidation, or if you're seeking to optimise your loan terms, you're in the right place. As your dedicated Australian mortgage broker, we specialise in seamless and beneficial refinancing solutions tailored to your unique needs.
Why Refinance with Us?
- Access Equity for Your Goals: Leverage your property's equity to fund new investments, renovations, or consolidate debts. We'll guide you through the process, ensuring you make the most of your financial resources.
- Optimize Loan Terms: Whether you're aiming to reduce interest rates, shorten the loan term, or switch to a different type of loan, we have the expertise to customise your refinancing plan for maximum benefits.
- Streamlined Process: Our team is committed to making the refinancing process as smooth as possible. From paperwork to negotiations with lenders, we handle the details, allowing you to focus on your financial goals.
How We Can Assist:
- Equity Assessment: Evaluate your property's equity potential and determine the suitable strategy to meet your financial objectives.
- Loan Optimization: Explore options to reduce interest rates, shorten loan terms, or switch to a loan type that better aligns with your current financial situation and future goals.
- Professional Guidance: Rely on our experienced team to navigate the refinancing landscape, ensuring you achieve your objectives without unnecessary stress.
MEMBERSHIP & LICENCE
Privacy Policy
At Wealthi Finance Pty Ltd, we are committed to protecting your privacy in accordance with the Privacy Act 1998 (Cth). This Privacy Policy describes our current policies and practices in relation to the handling and use of personal information.
What information do we collect and how do we use it?
When we arrange finance on your behalf, we ask you for the information we need to advise you about your finance needs and your borrowing capacity. We provide any information that the lenders to whom we apply on your behalf require to enable them to decide whether to lend to you and on what terms.
We also use your information to enable us to manage your ongoing requirements, e.g. refinancing, and our relationship with you, e.g. invoicing, client surveys etc. We may do so by mail or electronically unless you tell us that you do not wish to receive electronic communications.
We may occasionally notify you about new services and special offers, events or articles we think will be of interest to you. We may send you regular updates by email or by post on finance matters. If you would rather not receive this information, please email or write to us.
We may also use your information internally to help us improve our services and help resolve any problems.
What if you don’t provide some information to us?
We can only fully advise you about your borrowing capacity and the suitability of a loan if we have all relevant information.
How do we hold and protect your information?
We strive to maintain the reliability, accuracy, completeness and currency of the personal information we hold and to protect its privacy and security. We keep personal information only for as long as is reasonably necessary for the purpose for which it was collected or to comply with any applicable legal or ethical reporting or document retention requirements
We hold the information we collect from you on Microsoft OneDrive where it is accessible only to authorized personnel.
We ensure that your information is safe by implementing strong encryption, using multi-factor authentication, and limiting access to authorized personnel only.
This information may be held by us in electronic form on our secure servers and may also be held in paper form. We may use cloud storage or other types of networked or electronic storage to store the information we hold about you. As electronic or networked storage can be accessed from various countries via an internet connection, it is not always practicable to know in which country your information may be held. If your information is stored in this way, disclosures may occur in countries other than those listed.
Overseas organisations may be required to disclose information we share with them under a foreign law. We are not responsible for such disclosure.
Disclosure of personal information overseas
We may hold or process your information on servers located overseas for filtering, hosting or storage purposes, reporting and analytical purposes and for system development testing purposes. If we do this, we make sure that such organisations have the appropriate data handling and security arrangements in place to ensure compliance with this Privacy Policy. While these entities are subject to confidentiality or privacy obligations, they may not always follow the particular requirements of Australian privacy laws.
Where your information is sent overseas it is likely to be to one of the following countries:
United States
Singapore
Serbia
Philippines
Will we disclose the information we collect to anyone?
We do not sell, trade, or rent your personal information to others.
We may need to provide your information to contractors who supply services to us, e.g. to handle mailings on our behalf or to other companies in the event of a corporate sale, merger, reorganisation, dissolution or similar event. However, we will do our best to ensure that they protect your information in the same way that we do.
We may provide your information to others if we are required to do so by law or under some unusual other circumstances which the Privacy Act permits.
How can you check, update or change the information we are holding?
Upon receipt of your written request and enough information to allow us to identify the information, we will disclose to you the personal information we hold about you. We will also correct, amend or delete any personal information that we agree is inaccurate.
If you wish to access or correct your personal information please write to our Privacy Officer at 0450 755 666.
We do not charge for receiving a request for access to personal information or for complying with a correction request. We do not charge for providing access to personal information.
Your consent
By asking us to assist with your finance needs, you consent to the collection and use of the information you have provided to us for the purposes described above.
Dealing with Breaches
We will deal with Breaches in an appropriate and timely manner. There may be internal and external actions that need to be taken. In taking any action, we will be guided by these steps as suggested by the OAIC on responding to a Breach (whether it is actual or suspected):
Step 1: Contain the Breach and do a preliminary assessment
Step 2: Evaluate the risks associated with the Breach
Step 3: Notification
Step 4: Prevent future Breaches
A copy of the OAIC’s “Data Breach Notification - a guide to handling personal information security breaches” can be accessed at http://www.oaic.gov.au/privacy/privacy-resources/privacy-guides/data-bre ach-notification-a-guide-to- handling-personal-information-security-breaches.
Tell us what you think
We welcome your questions and comments about privacy. If you have any concerns or complaints, please contact our Privacy Officer – 0450 755 666
